Detached House sold at 114 Bay Street, Tay, Ontario, L0K 2A0 - Victoria Harbour - MLS: S12220999

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114 Bay Street

Tay, Ontario, L0K 2A0 - Victoria Harbour

$949,900$000000

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Neighbourhood

Victoria Harbour
Major Intersection

Albert St/Bay St

Listed Since: 322 day(s)
Last update: 178 day(s) ago

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Overview

Property Type

Detached, 2-Storey
Bedrooms

3 + 2
Bathrooms

4
Basement

Full + Finished
Kitchen

1
Total Parking

11 (2 Attached Garage)
Lot Size

63.37x173.41 (Feet)
Taxes

$5,027.17 (2024)
Type

Freehold

Property Description

Property description for 114 Bay Street, Tay

Top 5 Reasons You Will Love This Home: 1) A true reflection of refined craftsmanship, this home features Muskoka-milled custom doors, a striking granite island with a rock-bite edge, and a chefs kitchen outfitted with high-end appliances, a farmhouse sink, a built-in convection oven, and under-cabinet lighting; every corner has been thoughtfully curated, with custom blinds, California shutters, and elegant fixtures that add polish throughout 2) Perfect for entertaining, the great room offers a custom media unit, a stone gas fireplace, and built-in surround sound, along with a full wet bar with a kegerator and beverage fridge setting the tone for memorable gatherings, while the stunning 20x18 Muskoka room invites year-round enjoyment with Phantom screens, ambient lighting, and paving stone floors 3) This expansive 4-level sidesplit is ideal for retirees or families alike, offering five bedrooms and four bathrooms across a layout designed for privacy and connection; the lower level features two guest-ready bedrooms and a sleek new bathroom, perfect for extended visits or creating peaceful personal spaces 4) Built for lasting performance, the home includes newer windows, siding, roof, upgraded attic insulation, 200-amp service, and a powerful 22kW Generac generator, along with a garage that shines with Swisstrax flooring and LED lighting and an interlock-lined driveway and phantom screen doors add thoughtful curb appeal and ease 5) Located minutes from the shores of Georgian Bay, this home offers peaceful surroundings with quick access to boating, beaches, and recreation, plus easy proximity to Toronto, schools, and essential amenities for year-round or seasonal living. 2,658 above grade sq.ft. with a finished basement. Visit our website for more detailed information.

Listed by FARIS TEAM REAL ESTATE

Property details

MLS #

S12220999
Sq. Ft

2500-3000
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

Private Triple
Garage

Attached, 2 spaces
Total Parking

11
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

Y

MLS #

S12220999
Sq. Ft

2500-3000
Sq. Ft. Source

MLS
Lot Irregularities

n/a
Year Built

31-50
Pool

None
Drive

Private Triple
Garage

Attached, 2 spaces
Total Parking

11
Family Room

N
Den

N
Exterior

Brick
Fireplace

Y
Roof

Asphalt Shingle
Foundation

Concrete
Elevator

n/a
Water View

n/a
Laundry Level

n/a
Heat

Forced Air
A/C

Central Air
Water

Municipal
Water Supply

n/a
Sewers

Sewers
Central Vac

Y

Kitchen

7.26 x 4.31 ft Main level

Eat-In Kitchen, hardwood floor, Open Concept
Dining

5.45 x 5.08 ft Main level

hardwood floor, Gas Fireplace, Window
Living

5.94 x 4.64 ft Main level

hardwood floor, Open Concept, Gas Fireplace
Great Rm

10.06 x 6.01 ft Main level

hardwood floor, Gas Fireplace, W/O To Patio
Primary

4.88 x 4.29 ft 2nd level

3 Pc Ensuite, hardwood floor, Closet
Br

3.61 x 3.03 ft 2nd level

hardwood floor, Window
Br

3.59 x 2.88 ft 2nd level

hardwood floor, Closet, Window
Br

4.3 x 4.09 ft Lower level

hardwood floor, Closet, Window
Br

4.0 x 2.93 ft Lower level

hardwood floor, Closet, Window

Contact Manoj Kukreja

Sales Representative,
Century 21 People’s Choice Realty Inc.,
Brokerage
(647) 576 - 2100

Property History

Property history for 114 Bay Street, Tay

This property has been sold 1 time before. Create your free account to explore sold prices, detailed property history, and more insider data.

Estimated price

Date

Price

Change

2025-06-14

$959,556

---

Local Real Estate Price Trends for Detached in Victoria Harbour

Active listings

Average Selling Price of a Detached

April 2026

$528,750

Last 3 Months

$578,189

Last 12 Months

$600,072

April 2025

$701,875

Last 3 Months LY

$573,242

Last 12 Months LY

$604,045

Change

-25%

Change

-1%

Historical Average Selling Price of a Detached in Victoria Harbour

Average Selling Price

3 years ago

$755,543

Average Selling Price

5 years ago

$738,498

Average Selling Price

10 years ago

$409,000

Change

-30%

Change

-28%

Change

29%

How many days Detached takes to sell (DOM)

April 2026

Last 3 Months

Last 12 Months

April 2025

Last 3 Months LY

Last 12 Months LY

Change

-85%

Change

72%

Change

11%

Average Selling price

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Closing Cost Calculator

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Closing Cost Total for this property

Total Cash flow for purchasing this property

Purchase Price

First time home buyer

Down Payment($)

Down Payment(%)*

Additional information

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registration Fee's

$164

Title Insurance

Closing Cost Total

Total Cash flow for purchasing this property

Provincial Land Transfer Tax

Ontario Land Transfer Tax Rebate

Toronto Land Transfer Tax

Toronto Land Transfer Tax Rebate

PST on CMHC Insurance Premium

Lawyer Fees

$2,825

Government Registarion Fee's

$164

Title Insurance

Purchase Price

Down Payment($)

Down Payment(%)*

First time home buyer

* A down payment of less than 20% is permitted only for first-time home buyers purchasing their principal residence. The minimum down payment required is 5% for the portion of the purchase price up to $500,000, and 10% for the portion between $500,000 and $1,500,000. For properties priced over $1,500,000, a minimum down payment of 20% is required.

Contact Manoj Kukreja

Sales Representative, Century 21 People’s Choice Realty Inc., Brokerage
(647) 576 - 2100

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